Stock Brokers > Hargreaves Lansdown
About Hargreaves Lansdown
Hargreaves Lansdown was established in 1981 by Peter Hargreaves and Stephen Lansdown, who are still at the helm today. They carry one of the highest level of authorisation from the FSA, and as such can offer more investment services than most financial organisations.
They have placed investments for over 520,000 private clients to date, and aim to devote as much attention to you after you have invested as they do beforehand. In addition to daily updates on their website, you can expect to receive regular copies of the Investment Times, and they produce a comprehensive quarterly fund performance and discount review for clients in their Vantage service. They also offer a range of guides and their Help Desk is available during business hours to answer your queries.
In most cases they discount all of our initial commission, and retain part of the renewal commission. The income of the firm is therefore predominantly linked to the success of the investments you choose. They have every incentive to help you choose successful investments and then to keep you as a satisfied client.
Products and Services
Hargreaves Lansdown provide many products and services, some of which are listed below:
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Advice
Annuities
Critical Illness
Discounts
Fund Management
Fund Supermarkets
Gilts
Group Pensions
Income Replacement
Income Drawdown
Investing for Income
Inheritance Tax Planning
Investment Trusts
ISAs
Life Insurance
Offshore Investments
OEICs
Pensions
PEP Transfers
Portfolio Reviews
Self Select PEPs/ISAs
SIPPs
Stockbroking
Stakeholder
Trackers
Trusts
Unit Trusts
Vantage
With Profits Bonds
Zeros
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Visit http://www.hargreaveslansdown.co.uk
Stock Brokers > BestInvest
About BestInvest.co.uk
Bestinvest take a different approach to most other investment advisers. Typically, they do not receive any commission from transactions, their income is derived mainly from the value of clients' investments. In that way they avoid the potential conflict of interest that can affect the impartiality of advice. They only prosper if clients remain with them and the value of their investments grow.
Their own research analysts carry out hundreds of face to face meetings with fund managers each year. They typically discount all of the initial commission on Funds and ISAs and negotiate further discounts with the managers.
Their approach is designed for the medium to long term investor who wants to sleep easily at night but earn competitive returns.
You can purchase practically any type of investment through Bestinvest - ISAs, Unit Trusts, Investment Trusts, Shares, Insurance Bonds, Stakeholder Pensions, Guaranteed Income Bonds, Venture Capital Trusts, Enterprise Investment Schemes and many others.
Services
Execution Only
This is available to all customers. You gain the benefit of Bestinvest's research and discounted dealing terms and your portfolio can be monitored via the Client Centre section of their website.
Advisory
Organising your own investment affairs is time-consuming and requires a thorough knowledge of investment matters. Their trained advisers can take away this problem by making a bespoke recommendation for you once they have an adequate understanding of your circumstances and objectives. There is no explicit charge for this service but it is usually restricted to investors with portfolios of at least £40,000.
Pension reviews and complex financial plans may be charged on a fee basis but this will be agreed in advance with customers.
Investment Management
If you want to delegate the task of monitoring and managing your investments and your portfolio is in excess of £250,000 you might want to appoint Bestinvest as your Investment Manager. They generally charge a fee of 0.25% of the portfolio value every six months.
Visit http://www.bestinvest.co.uk
